🤖 Your Personal AI Finance Expert

Get personalized financial guidance powered by advanced artificial intelligence.

What Your AI Coach Can Do

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Priority-Based Insights

Smart analysis with URGENT and IMPORTANT tags. Focus on what matters most with specific rupee recommendations.

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Advanced Debt Strategy

Avalanche vs Snowball analysis, consolidation opportunities, and exact interest savings calculations.

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50/30/20 Rule Analysis

Detailed expense breakdown showing needs vs wants. Get specific amounts to cut from each category.

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Subscription Audit

Automatic detection of subscription waste. Cancel unused services and save ₹2,000-3,000 monthly.

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Goal Feasibility Check

Affordability analysis with realistic timeline adjustments. No more impossible financial targets!

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Wealth Timeline Calculator

See exactly when you'll become a millionaire. Get investment strategies to accelerate wealth building.

🆕 Latest AI Coach Updates

We've supercharged your AI Coach with advanced analytics and smarter insights

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Priority-Based Insights

URGENT and IMPORTANT tags help you focus on what matters most. Critical issues like high credit card debt get red alerts with immediate action steps.

  • 🔴 URGENT: Credit card debt, expense crisis
  • 🟠 IMPORTANT: Savings rate, investment gaps
  • ✅ SUCCESS: Achievement celebrations
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50/30/20 Rule Analysis

Detailed expense breakdown showing exactly where your money goes and how to optimize the ideal budget formula.

  • 50% Needs (rent, groceries, utilities)
  • 30% Wants (dining, entertainment)
  • 20% Savings & Investments
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Smart Debt Strategies

Advanced debt analysis with Avalanche vs Snowball recommendations, consolidation opportunities, and exact interest savings calculations.

  • 📈 Interest savings calculations
  • 🎯 Debt-free timeline projections
  • 🔄 Consolidation analysis
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Wealth Building Timeline

See exactly when you'll become a millionaire based on your current savings rate. Get specific recommendations to accelerate wealth building.

  • 🚀 Millionaire timeline calculator
  • 📈 Investment rate optimization
  • 🎯 Asset allocation guidance
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Subscription Audit

Automatic reminders to review and cancel unused subscriptions. Average users save ₹2,000-3,000 monthly by cutting unnecessary services.

  • 💳 Netflix, Spotify, OTT platforms
  • 📱 App subscriptions audit
  • 🏋️ Gym and service memberships
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Goal Feasibility Analysis

Smart analysis of your financial goals with affordability ratios and realistic timeline suggestions. No more impossible targets!

  • 📊 Affordability percentage calculations
  • ⏰ Timeline adjustment recommendations
  • 🎉 Progress milestone celebrations

✨ New: Specific Rupee Recommendations

No more generic advice! Get exact amounts to save, invest, and pay extra on debts.

₹5,000
Extra on highest interest debt
₹3,000
Cut from dining out monthly
₹8,000
Increase SIP to reach 20% rate

See AI Coach in Action

You: How can I optimize my expenses this month?
🤖 AI Coach: 🚨 URGENT INSIGHT: You're spending 72% of income on expenses (ideal: 50%). Cut ₹8,000 from dining out and ₹2,500 from subscriptions. This follows the 50/30/20 rule and frees up ₹10,500 for debt payments.
You: Which debt should I prioritize?
🤖 AI Coach: 🔥 AVALANCHE METHOD: Pay ₹15,000 extra on your credit card (28% APR) first. This saves ₹42,000 annually vs other debts. After clearing CC debt, focus ₹20,000 on personal loan. You'll be debt-free in 18 months vs 36 months with minimum payments!
You: When will I become financially free?
🤖 AI Coach: 🚀 MILLIONAIRE TIMELINE: At your current 22% savings rate, you'll have ₹1 crore in 12 years! Increase SIP by ₹5,000 monthly to reach it in 9 years. Emergency fund: ✅ Complete. Goal progress: House down payment 84% done! 🎉
You: Can I afford to buy a new phone?
🤖 AI Coach: Based on your current financial goals and budget, I'd suggest waiting 3 months. This will allow you to save for it without impacting your emergency fund or debt repayment goals. Would you like me to set a savings goal for this?

Get Your Personal AI Money Coach

Start making smarter financial decisions today.

📱 Download for Android - ₹200/month Explore All Features

🍎 iOS version coming soon!